Terms of Service

Using the App

• •ThinkTwice is a personal finance tool for tracking savings decisions
• •The app provides educational projections, not financial advice
• •You are responsible for your own financial decisions

Accounts & Data

• •You may use a username for the social feed feature
• •You are responsible for keeping your device secure
• •We may remove content that violates these terms

Subscriptions

• •Some features require a paid subscription
• •Subscriptions are billed through Apple App Store
• •Cancel anytime through your App Store settings
• •Refunds are handled by Apple per their policies

Prohibited Conduct

• •Using offensive or inappropriate usernames
• •Attempting to manipulate or abuse the social feed
• •Reverse engineering or copying the app

Things We Can't Promise

• •The app is provided “as is” without warranties
• •Financial projections are estimates only
• •We're not responsible for financial decisions you make

Limitation of Liability

To the maximum extent permitted by law, we're not liable for any indirect, incidental, or consequential damages arising from your use of the app.

Changes

We may update these terms. Continued use after changes means you accept them.